Learn: Finance with XiXcoin®

  1. New Possibilities: For Finance and Investing needs, XiXcoin® enables many new advantageous and positive capabilities. The future for the XiXcoin® Digital Currency is wide-open and relatively unlimited.

    1. XiXcoin® is Frictionless: XiXcoin® has no per use or per event transaction cost. It enables and allows a universal and cross jurisdiction currency that is free of systemic transfer overhead. The design and use is formed around systemic Economic Efficiency and individual Productive Efficiency pricing.

    2. NoTargetted Inflation: XiXcoin® is designed to mute the affects of Inflation over the long run and has no Targetted Inflation rate. The Supply-Demand structure is based on a 0% Inflation Targeting model and is calculated to a standard mathematical value outside standard manipulation. The mathematical relationship is not easily spoofed, inflated, or modified. The use of a 0% Inflation Targeting model stability is a new kind of Financial solution within the Digital Currency market.

    3. XiXcoin® Transactions: When any Economic Exchange is based in XiXcoin® coins or units it is a "XiXcoin® Transaction". This fundamentally transforms the long-term relationship between the Investor and the Borrower.

    4. No Third-Party Dependency: Throughout history, almost every two-party relationship has always had a Third-Party Interloper or External Dependency. The Third-Party was typically the currently accepted government issued Fiat Currency, the varying value of Gold, or some other proxy Bullion price. The many Third-Party restrictions, processes, rules, and limitations have historically added required overhead and decreased the profit of Financial Companies and economic participants; it has been systemically inefficient.

  2. The Latest Innovation: XiXcoin® is just the latest Financial innovation; the historical context.

    1. Financial Advantage: When the first Banking arrangements were made, the Investor and Borrower were both immediately advantaged. The First Financial Record-keeping was created. This innovation created the original model for what would become Finance.

    2. Widespread Growth: When the economic system moved to structured Loans, further benefits, profits, and value were created. Over the long run, the creation of Central Banking was initiated and Bullion Coins were widely used. This allowed the widespread growth of the Financial industry and widespread access to capital.

    3. Saving Efficiency: Institutions formed as Building Societies, Mutual Savings, and Postal Savings Systems. This allowed both the institution owners, investors, and the wider public to obtain the benefits of capital investments and capital structures. Everyone benefited and investors made widespread profits. Living standards improved.

    4. Worldwide Systems: As the financial system's complexity grew, national and Worldwide Institutions were built to stabilize the financial structure and to enable the balancing of payments. This new innovation allowed access to capital for developing economies, companies, and individuals. Longer term investment strategies could be readily implemented.

    5. Credit Payment Networks: With the now almost universal adoption of Credit Cards and Debit Cards, the wide scale use of ease-to-acess financial value was optimized. Virtually everyone in society has some form of immediate access to cash, cash equivalents, and required purchases with much improve physical security.

    6. Social Policing Efficiency: Crime would be much higher without Checking Accounts, Credit Cards and Debit Cards. If everyone was required to carry around vast sums of cash or bullion coins to make routine purchases the rate of opportunist crime would be much higher. With these types of financial accounts society benefits from decreased Criminalization costs. Individuals are physically safer.

    7. Investment Accounts: With the formalization of Stock Options, Individual Retirement Accounts, 401Ks, Hedge Funds, Derivatives, and other investments, the Financial Institutions matured to a highly sophisticated level. This allowed large scale capital access for society and even larger profits for the Investors.

    8. Latest Innovation: XiXcoin® is just the latest Financial Innovation in a very long chain of creative financial products and solutions over thousands of years. It will immediately help everyone with numerous benefits. XiXcoin® is specifically designed to have the following benefits:

      1. No Fees: It is Frictionless after the initial purchase; there are no additional fees.

      2. Digital-Bullion Model: The Physical Nature of Bullion Coins, via the required individual physical files.

      3. Personal Ownership: The historical transaction logging of Checking Accounts with required Personal Identity Information (PII).

      4. Third-Party Validation: The Third-Party transaction validation of an Escrow or Banking condition via the Mesh Teller Network.

      5. Immediate Settlement: The full and immediate Transmission power of the Internet.

  3. Competitive Advantage: XiXcoin® use and adoption is now a creative and competitive race.

    1. First-Mover Advantage: For those who adapt quickly and who are more technically competent, they will capture customers, be faster to market, create more value. First-Movers will likely have significant long-term advantages in the markets they adopt.

      1. Historical Precedent: History proves that once a company builds a new market or market segment, they typically can hold that place for years. If they continue to deliver sufficient market value, they can persist over the long term.

    2. Simple Path Forward: It is just a simple question of time, effort, and implementation. In the future there will be a universe of new Financial Services where Third-Party entities use XiXcoin® as a basis for:

      1. Checking Accounts: Banks already offer Checking Accounts in varying currencies, they can immediately move to XiXcoin® with no added costs.

      2. Credit Cards: Banking is already fully authorized, it is now just a question of implementation. Credit Cards are already available in USD, British Pounds, Euros, Yen, and other currencies. XiXcoin® will be another universal credit card currency.

      3. Digital Currency Exchanges: The Digital Wallet will have a built-in 'Receive Mode' to receive payments or transfers. As the exchanges move to a more secure Digital Currency, XiXcoin® will be a preferred solution; use will likely vastly grow.

      4. Loans: With a built-in Scaled Correlation price and Inflation buffering, the Inflation Risk Premium can be removed. This removes the current non-linear calculations based on a future unknown Inflation rate. Denominating loans in the XiXcoin® digital currency promotes both the Investor and the Borrower into a more reliable, knowable, and linear financial relationship.

      5. Transactions: For businesses that adopt XiXcoin® first, they will have a business advantage. Their Operating Cost of business will be decreased.

      6. Financial Services: Almost any Financial Service can be completed in and denominated in the XiXcoin® digital currency. The goal for any company would be to find creative, innovative, and value-adding services that their customers can use.

 

Next: XiXcoin® Learn: Merchants and Money Service Businesses.         Next: XiXcoin® Download.         Next: XiXcoin® Purchase.

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