Learn: Merchants, Retailers, and Customer Businesses

Quick Start:

Download the XiXcoin® Digital Wallet to receive coins.

Purchase XiXcoin® to receive payments or hold value.

  1. Decreased Costs: XiXcoin® decreases your Business Operating Cost (BOC) and has no Fees and no Charges when sending and receiving for Financial Transactions or when held as a Store of Value. Merchants receiving payment for services, goods, or other value have no direct costs. The ecosystem of XiXcoin® is designed to fully maximize your Business Overhead efficiency, Retained Earnings, and Physical Safety. XiXcoin® is designed with the absolute lowest risk, lowest loss rate, and lowest physical cost requirements.

    1. Digital Safety and Performance: The Digital Wallet has Transaction Logging and Physical Decoupling.  The time, cost, and risk of cash counting, cash balancing, loss aversion, and physical transportation is vastly reduced. XiXcoin® is public Internet Protocol Address (IPv4) driven, the actual received individual digital Coins and Store of Value can be remotely located, received at a secure location or may be received by your authorized Commercial Banking institution.

  2. Receive Mode: For all merchants, receiving XiXcoin® is easy, the Digital Wallet has an automatic "Receive Mode". Thereafter, your teller automatically receives value from anywhere and from anyone.

    1. Simple Addresses: XiXcoin® users can very simply enter your publicly available Internet Protocol Address (IP) shown in the Digital Wallet screen, then select the quantity or value of XiXcoin®, and then immediately send the XiXcoin® holding the purchase Price and Store of Value.

    2. Instant Transfer: XiXcoin® is transferred within seconds, is fully Third-Party teller validated and positively confirmed; you immediately digitally and physically receive your coins as a permanent Store of Value.

  3. Planned Credit Card Issuance (CCI): XiXcoin® is specifically designed to support and enable third-party Credit Card Issuance by Third-Party regulatory approved banking and Credit Card Issuing companies.

    1. Credit Card Ready: For Credit Card transactions where the buyer is seeking Consumer Protection, possible transaction reversion via Chargeback, or true Credit Purchases using third-party funding, there are plans for future third-party XiXcoin® denominated Credit Card issuance.

    2. Neutral Currency: Due to regulatory requirements, to avoid competing with our valued customers and to provide clear relationship separation, XiXcoin® and XiXcoin, LLC does not directly engage in any banking or Credit Card activity. XiXcoin® seeks authorized companies to participate in issuing XiXcoin® denominated credit instruments.

  4. Tiered Risk Levels: XiXcoin® is designed around the safety of tiered risk pools of Cash-Equivalent holding.

    1. Designated Risk Holding: By holding your pooled cash equivalent value in tiered accounts or buckets, including long-term, intermediate-term and short-term value bundles, both access and use is automatically restricted to protect value. The tiered structure is similar to a cash drawer, on-site safe, and banking institution holding.

    2. Per User Uniqueness: Using the individualized key and password structure of the XiXcoin® system, the cashier, on-site manager, regional manager, financial director, and CEO or owner have separate access by password authorization and security key. As value is accumulated, any group of coin values can be transferred with no Fees across accounts to increasingly more secured holding locations as required.

    3. Loss Minimization: Loss at any one level due to nefarious activity is minimized.  Each individual cashier only has access to their individual cash draw equivalent of XiXcoin®; thereafter, the value transfer can occur as needed. The automatic aggregation and digital counting by the Digital Wallet provides visible value transparency.

  5. Decreases Loss: XiXcoin® decreases theft and loss, allowing a business to operate without physical cash by binding each coin value with Personalized Information.

    1. Theft Reduction: By using XiXcoin®, there is no exchange of physical currency, no theft-loss, no theft incentive, and no theft of Cash-in-Transit physical security measures.  Every coin is individually encoded with your unique identity, security key, and encryption; theft is extremely difficult to achieve.

    2. Chain-of-Custody: If a physical theft scenario occurs, the transfer of ownership is encoded in the coins, the teller pool, and the digital record of the sending and receiving computer.  The Chain-of-Custody is inseparable from the digital coin itself and the many copies within the Teller Network. Any nefarious actor would simply be documenting their disallowed behavior for the proper police authorities and for later judicial adjudication.

 

Next: XiXcoin® Learn: Money Services Businesses.         Next: XiXcoin® Download.         Next: XiXcoin® Purchase.

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